Home Equity Line of Credit Reductions & Cancellations

San Diego Home Equity Credit Cancellation Lawyer

Banks Will Reduce or Cancel Home Equity Lines of Credit without a Valid Basis

Banks often will reduce or cancel a borrower’s home equity line of credit and give the excuse that the borrower’s home significantly declined in value. Many banks do not want to spend the time or resources to go through the process of actually determining a borrower’s home value.

Haphazardly determining the value of a person’s home is a serious form of negligence that can severely impact the homeowner’s life. You do not have to stand for this. The San Diego consumer law attorney at AMartin Law can help you hold banks accountable when they try to devalue your home without a proper evaluation.

If your home equity credit has been canceled or is under the threat of cancellation, contact AMartin Law today at (619) 268-6585 for a free consultation.

How Banks Take Advantage of Homeowners

If a bank believes that your home has already dropped in value, they may not perform a proper evaluation. Instead, they rely on questionable instruments that only evaluate general home values in a large geographical area, and will then reduce or cancel a large number of home equity lines of credit in a particular area or zip code.

The problem with this method is an overall decline in home values in a particular area, doesn’t mean a particular borrower’s home had declined in value. The bank’s practice of reducing and canceling home equity lines of credit without assessing whether each borrower’s home had significantly declined in value is unlawful.

Call Today for Trusted Legal Help

If a bank reduced or canceled your home equity line of credit, you should seek consultation to make sure the bank’s actions were lawful. You should not blindly accept a bank’s representation that your home had declined in value or that your home’s value had been appraised.

Call (619) 268-6585 to request a free consultation with our experienced home equity credit cancellation lawyer in San Diego.

Experienced & Attentive

AMartin Law is focused and dedicated to helping employees find legal recourse after enduring mistreatment from an employer. After nearly seven years at an international defense firm, Attorney Alisa A. Martin chose to leverage her inside knowledge of how big companies fight to help employees find justice.

She values closely listening to her clients' concerns and understands the impacts that her work can have on their lives. That's why her practice emphasizes the importance of providing each client a unique experience.

Contact AMartin Law or call us at (619) 268-6585 as soon as you think you have a legal complaint. We can help you understand the next steps in your employment law case.

Get to Know Your Attorney

Alisa Martin is a passionate, experienced attorney who stays ahead of the curve. Learn more about how she can help you today.

What Drives Us Forward

  • Over a Decade of Legal Expertise

    Before she opened up her firm in 2009, Alisa spent over 6 years working with a large international firm, equipping her with the knowledge of the inner workings of corporations.

  • Free Consultations

    Why pay to have a conversation? The first initial discussion of your case is 100% complimentary.

  • Knowledge of Both Sides of Litigation

    Remember the multinational firm Alisa used to work for? Her experience with them gave her extensive knowledge of defense litigation, which makes her a great asset to the plaintiff side nowadays.

  • One-on-One Personalized Representation

    With a background in clinical psychology, Alisa handles all of her cases with sensitivity and respect. Trust her to take care of each client as if they're her only client.

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