San Diego Overdraft Fee Attorney
These Charges Are Not Always Lawful
All banks charge overdraft fees for “bounced” checks. Banks will often try to maximize these overdraft fees by re-ordering customer transactions. For example, a customer has $50 in a checking account and writes five $10 checks, and then later writes one $50 check. If the first five checks come to the bank first, the bank should process those checks and then bounce back the $50 check due to insufficient funds.
Many banks, however, will re-order the transactions to maximize fees. They will honor the $50 check, and then “bounce” the other five charges, making the customer pay five overdraft fees instead of one. Several large banks, including Wells Fargo, have paid hundred million dollar judgments and settlements for this practice.
We Offer Free Consultations
If you have multiple overdraft fees on your bank statements, contact us for a free evaluation. Our dedicated overdraft fee lawyer in San Diego have experience taking on large banks and their legal teams. We have seen the many tactics banks use to perform unlawful overdraft charges, and we hold them accountable.
Contact AMartin Law at (619) 268-6585 to arrange an appointment.
We're here to listen, strategize, and stand by you. Let's start the conversation.
Where Expertise Meets Passion
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Over 20 Years of Legal ExpertiseBefore she opened up her firm in 2009, Alisa spent over 6 years working with a large international firm, equipping her with the knowledge of the inner workings of corporations.
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Free ConsultationsWhy pay to have a conversation? The first initial discussion of your case is 100% complimentary.
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Knowledge of Both Sides of LitigationRemember the multinational firm Alisa used to work for? Her experience with them gave her extensive knowledge of defense litigation, which makes her a great asset to the plaintiff side nowadays.
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One-on-One Personalized RepresentationWith a background in clinical psychology, Alisa handles all of her cases with sensitivity and respect. Trust her to take care of each client as if they're her only client.